गुरुवार, 3 नवंबर 2016

Insurance and Finance GK Questions Answers



1. Which of the following types of companies/organisations issue ULIP?
Insurance companies
Banks
NABARD
RBI
Answer (a).


2. Which amongst the following is not an insurance company functioning in India?
ICICI prudential
ING Vysya
National Securities Depository Limited
New India Assurance company
Answer (c).


3. Which of the following is the only public sector company in the field of life insurance?
General insurance company
New India assurance company
Oriental insurance company
Life Insurance Corporation of India
Answer (d).


4. "A contract that pledges payment of an agreed upon amount to the person (or his/her nominee) on the happening of an event covered against" is technically known as
Death coverage
Life insurance
Savings for future
Provident fund
Answer (b).


5. With which of the following did the State Bank of India enter into a joint venture agreement for undertaking general insurance business?
New India Assurance Ltd.
Insurance Australia Group
Lehman Brothers Holdings Inc.
Allianz
Answer (b).


6. Which of the following is the regulator of insurance sector in India?
RBI
AMFI
IRDA
SEBI
Answer (c).


7. Which of the following terms is NOT related to the insurance sector?
Indemnity
Coverage
Misuse Alert
Annuity
Answer (c).


8. Which of the following public sector companies/organizations provides insurance cover to exporters?
ECGC
NABARD
SIDBI
IRDA
Answer (a).


9. The insurance companies collect a fixed amount from its customers at a fixed interval of time. What is it called?
Instalment
Contribution
Premium
EMI
Answer (c).


10. Which of the following is/are the various types of insurance?
Life insurance
Health insurance
Liability insurance
Only (a)
Only (a) and (b)
Only (b) and (c)
All the three
Answer (d).


11. Which of the following insurance companies gives the slogan Prithvi, Agni, Jal, Akash - Sab ki Surakhsa Hamare Paas?
Life Insurance Corporation
Oriental Insurance Company
New India Assurance
General Insurance Company
Answer (b).


12. With which of the fields is actuarial science associated?
Insurance
Banking
Micro-finance
Space technology
Answer (a).



13. Which of the following terms is used in the field of finance and banking?
Elasticity
Inflation
Pulse rate
Hot waves
Answer (b).


14. Expand the term IFRS.
Indian Financial Reporting Standards
Indian Financial Reporting Systems
International Financial Reporting Standards
International Financial Reporting Systems
Answer (c).


15. What does the term FSDC, used in financial sectors stand for?
Financial Security and Development Council
Financial Stability and Development Council
Fiscal Security and Development Convention
Fiscal Stability and Development Council
Answer (b).



16. Under the ESOP, who of the following are offered shares in the company?
Employees
Existing Shareholders
Promoters
NRIs
Answer (a).


17. On which one of the following issues can SEBI penalize any company in India?
Violation of Banking Regulation Act
Violation of foreign portfolio investment guidelines
For violation of Negotiable Instrument Act
Only 1
Only 2
Only 3
All the three
Answer (b).


18. Expand the term CCEA as used in administrative circles
Cabinet Committee on External Affairs
Cabinet Committee on Economic Affairs
Cabinet Council on External Affairs
Cabinet Council on Economic Affairs
Answer (b).


19. Foreign exchange reserves of India are kept in the custody of which of the following?
Reserve bank of India
All public sector banks
Foreign banks in India
Government treasury
Answer (a).


20. Fiscal policy is concerned with which of the following?
Export and import
Public revenue and expenditure
Issue of currency
Population control
Answer (b).


21. Which of the following is NOT a part of India’s money market?
Bill market
Call money market
Banks
Indian Gold council
Answer (d).


22. Which of the following is the regulator of the credit rating agencies in India?
RBI
SBI
SEBI
ICRA
Answer (c).


23. FDI refers to
Fixed Deposits in India
Foreign Direct Investment
Foreign Deposits in India
Future Derivative Investment
Answer (b).


24. State financial Corporations give assistance mainly to develop which of the following?
Small and medium scale industries
Agricultural sector
Cotton industry
Large scale industries
Answer (a).


25. Whose signatures are found on one rupee note in India ?
Governor, Reserve Bank of India
Finance Minister, Government of India
Finance Secretary, Ministry of Finance Government of India
One rupee note does not have any signatures
Answer (c).









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